Alfredo M. Yao (born November 26, 1943) is a Filipino businessman who is the founder of Zest-O,[1] Macay Holdings, Inc. (PSEMACAY) and Philippine Business Bank (PSEPBB). He served as the Special Envoy to China for Tourism and Cooperation in 2009.[2]

Early life

Yao was born on 26 November 1943. After losing his father at age 12, Yao began working to support his family since his mother's earnings as a sidewalk vendor could not support their needs.[citation needed] He attended the Mapua Institute of Technology but later dropped out due to financial problems.[3]

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