The 1994–95 Druga HNL (also known as 2. HNL) season was the 4th season of Croatia's second-level football since its establishment in 1992.

The league consisted of 52 teams organized into three geographic groups: Zapad (West, 19 teams), Sjever (North, 16 teams), and Jug (South, 17 teams).

West Division

Pos Team Pld W D L GF GA GD Pts Promotion or relegation
1 Hrvatski Dragovoljac (C, P) 36 30 5 1 83 12 +71 95 Promotion to Croatian First B Football League
2 Orijent (P) 36 24 8 4 86 19 +67 80
3 Croatia Sesvete 36 20 9 7 77 38 +39 69
4 Napredak Velika Mlaka 36 21 4 11 74 37 +37 67
5 Ponikve 36 17 10 9 63 40 +23 61
6 Pazinka 36 16 6 14 50 46 +4 54
7 Radnik Velika Gorica 36 16 5 15 49 47 +2 53
8 Vrapče 36 13 12 11 41 30 +11 51
9 Jadran Poreč 36 15 5 16 53 50 +3 50
10 Samobor 36 14 8 14 57 55 +2 50
11 Špansko 36 14 8 14 48 47 +1 50
12 Karlovac 36 13 8 15 59 35 +24 47
13 Uljanik 35 12 8 15 40 48 −8 44
14 Buje 36 12 4 20 39 66 −27 40
15 Trešnjevka 36 11 6 19 53 73 −20 39
16 Rovinj 36 11 3 22 33 86 −53 36
17 Rudar Labin (R) 36 9 6 21 38 95 −57 33 Relegation to Croatian Third Football League
18 Nehaj (R) 35 6 8 21 27 71 −44 26
19 Dubrava (R) 36 4 3 29 22 97 −75 15
Source: RSSSF.org
Rules for classification: 1) points; 2) goal difference; 3) number of goals scored.
(C) Champions; (P) Promoted; (R) Relegated

North Division

Pos Team Pld W D L GF GA GD Pts Promotion or relegation
1 Slavonija Požega (C, P) 30 20 5 5 69 26 +43 65 Promotion to Croatian First B Football League
2 Mladost 127 (P) 30 21 2 7 61 31 +30 65
3 Slaven Belupo 30 17 6 7 68 25 +43 57
4 Bjelovar 30 15 10 5 69 25 +44 55
5 Čakovec 30 15 4 11 54 52 +2 49
6 Budućnost Hodošan 30 13 9 8 46 33 +13 48
7 Mladost Cerić 30 13 5 12 52 44 +8 44
8 Croatia Đakovo 30 13 3 14 43 44 −1 39
9 Jedinstvo Donji Miholjac 30 12 3 15 39 44 −5 39
10 Spačva 30 10 8 12 40 46 −6 38
11 Metalac Osijek 30 10 5 15 39 53 −14 35
12 Đakovo 30 10 4 16 40 47 −7 34
13 Podravina Ludbreg 30 9 5 16 31 56 −25 32
14 Olimpija Osijek 30 8 6 16 40 69 −29 30
15 Križevci 30 8 3 19 30 79 −49 27
16 Valpovka (R) 30 2 10 18 21 68 −47 16 Relegation to Croatian Third Football League
Source: RSSSF.org
Rules for classification: 1) points; 2) goal difference; 3) number of goals scored.
(C) Champions; (P) Promoted; (R) Relegated

South Division

Pos Team Pld W D L GF GA GD Pts Promotion or relegation
1 Uskok Klis (C, P) 32 20 6 6 59 23 +36 66 Promotion to Croatian First B Football League
2 Dubrovnik (P) 32 18 8 6 60 28 +32 62
3 Solin 32 16 9 7 54 27 +27 57
4 RNK Split 32 15 10 7 51 34 +17 55
5 Mosor 32 14 9 9 52 29 +23 51
6 Trogir 32 13 10 9 31 31 0 49
7 Slaven Gruda 32 12 6 14 35 38 −3 49
8 Junak 32 10 10 12 37 37 0 40
9 Jadran Kaštel Sućurac 32 9 13 10 37 43 −6 40
10 Jadran Ploče 32 9 12 11 41 52 −11 39
11 Val Kaštel Stari 32 9 10 13 30 36 −6 37
12 Omiš 32 8 12 12 36 38 −2 36
13 Raštane 32 9 9 14 36 47 −11 36
14 Zmaj Makarska 32 11 3 18 39 53 −14 36
15 Jadran Tučepi 32 9 8 15 40 55 −15 35
16 Croatia Zmijavci 32 8 10 14 42 63 −21 34
17 Neretvanac (R) 32 4 11 17 25 71 −46 23 Relegation to Croatian Third Football League
Source: RSSSF.org
Rules for classification: 1) points; 2) goal difference; 3) number of goals scored.
(C) Champions; (P) Promoted; (R) Relegated
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