List of banks in the Republic of Ireland

Bank of Ireland head office, Dublin
Barclays Bank Ireland head office, Dublin
AIB head office complex, Dublin
Citibank Europe head office, Dublin

The following list of banks in the Republic of Ireland is to be understood within the framework of the European single market and European banking union, which means that the Republic of Ireland's banking system is more open to cross-border banking operations than peers outside of the EU.

Policy framework

European banking supervision distinguishes between significant institutions (SIs) and less significant institutions (LSIs), with SI/LSI designations updated regularly by the European Central Bank (ECB). Significant institutions are directly supervised by the ECB using joint supervisory teams that involve the national competent authorities (NCAs) of individual participating countries. Less significant institutions are supervised by the relevant NCA on a day-to-day basis, under the supervisory oversight of the ECB.[1] In Ireland's case, the NCA is the Central Bank of Ireland.[2]

Significant institutions

As of 1 September 2025, the list of supervised institutions maintained by the ECB included the following five Irish banking groups as SIs, with names as indicated by the ECB for each group's consolidating entity:[3]

A study published in 2024 suggested that as of end-2023, Bank of Ireland had the most assets located in the Republic of Ireland (€156 billion) followed by Barclays (€143 billion), Citibank Europe (€139 billion), AIB (€125 billion), and Bank of America Europe (€68 billion).[5]: 27–29  In addition, Intesa Sanpaolo operates in Ireland via a subsidiary, whereas other euro-area SIs operate via branches. Conversely, the consolidated entity of Bank of Cyprus, a Cypriot SI, is an Irish public limited company, Bank of Cyprus Holdings plc.[3]

Less significant institutions

As of 1 September 2025, the ECB's list of supervised institutions included 15 Irish LSIs.[3]

High-impact LSIs

Of these, the following three were designated by the ECB as "high-impact" on the basis of several criteria including size:

Other Irish LSIs

Based on the same ECB list, there were no other domestic Irish LSIs except permanent tsb plc, subsidiary of the above-listed high-impact LSI permanent tsb Group Holdings plc.

Non-euro-area-controlled LSIs

Based on the same ECB list, 11 of the remaining 12 LSIs in Ireland were affiliates of non-euro-area financial groups, of which 3 branches and 8 susbidiaries:

  • Canada Bank of Montreal Europe plc, subsidiary of Bank of Montreal
  • Denmark Danske Bank (Ireland), Irish branch of Danske Bank A/S
  • United States DFS BV, subsidiary of Dell
    • Dell Bank International Designated Activity Company, owned by DFS BV
  • United States Hewlett-Packard International Bank Holding Limited (HP Group), subsidiary of HP Inc.
    • Hewlett-Packard International Bank Designated Activity Company
  • Sweden Irish branch of Klarna Bank AB
  • Liechtenstein Irish branch of LGT Bank AG
  • Canada Scotiabank (Ireland) Designated Activity Company, subsidiary of Scotiabank
  • United States USB European (Holdings) Limited, subsidiary of U.S. Bancorp
    • U.S. Bank Europe Designated Activity Company

As of October 2025, there were no branches of banks located outside the European Economic Area ("third-country branches" in EU parlance) in Ireland, based on data compiled by the European Banking Authority.[4]

Credit unions

The Republic of Ireland is one of six euro-area countries with credit unions, together with Croatia, Estonia, Latvia, Lithuania, and the Netherlands. Irish credit unions are small cooperative credit institutions outside the scope of the EU Capital Requirements Directives,[6] and thus regulated and supervised under national law. At end-2023, there were 276 such Irish credit unions with total assets of ca. €24 billion (US$26 billion).[7]: 4  Their umbrella organization is the Irish League of Credit Unions.

Other credit institutions

Several other Irish credit institutions do not hold a banking license under EU law. These include the Central Bank of Ireland and Strategic Banking Corporation of Ireland, both of which are public credit institutions.[6] The Republic of Ireland is also the home of several building societies, such as EBS d.a.c..

Defunct banks

A number of former Irish banks, defined as having been based in the present-day territory of the Republic of Ireland, are documented on Wikipedia. They are listed below in chronological order of establishment. Several came to an end in the wake of the post-2008 Irish banking crisis, which also saw the short-lived establishment of the Irish Bank Resolution Corporation (2011-2013).

See also

References

  1. ^ "What are less significant institutions?". European Central Bank. 2 August 2024.
  2. ^ "Members and Observers". European Banking Authority. Retrieved 19 November 2025.
  3. ^ a b c List of supervised entities - Cut-off date for changes in group structures: 1 September 2025 (PDF), European Central Bank, 24 October 2025
  4. ^ a b c "The EBA updates list of third-country groups and branches operating in the European Union and the European Economic Area", European Banking Authority, 13 October 2025
  5. ^ Giulia Gotti, Conor McCaffrey & Nicolas Véron (October 2024), Banking union and the long wait for cross-border integration (PDF), European Parliament
  6. ^ a b "Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms - Current consolidated version - Article 2", EUR-Lex, p. L 176/350, 17 January 2025
  7. ^ Statistical Report 2023, World Council of Credit Unions
allikas: https://en.wikipedia.org/wiki/List_of_banks_in_Ireland